Director of Portfolio Risk

Zilch · Zilch UK

This is a live UK-based role at Zilch, a UK Skilled Worker sponsor tracked by Sponsorly AI against the Home Office register. Posted 29 September 2026. Listed as open until 8 November 2026.

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About this role

Who we are: We're one of Europe's fastest-growing fintech companies – on a mission to create the world's most empowering way to pay. We launched the product in 2020 and achieved double unicorn status, valued at $2 billion, and since then have taken on more than 6 million customers. Our mission is to become the best way to pay for anything, anywhere and say goodbye to credit costs for everyone. This is huge. Want to join us? About the role. This is an exciting opportunity to step into a key leadership role at a fast-growing fintech, playing a central part in Zilch’s continued growth journey. As Director of Portfolio Management, you will own how we manage credit risk and drive sustainable profitability across our existing customer book. You’ll be responsible for shaping and evolving the strategy that determines how we grow customer value over time, how we manage exposure, and how we balance customer outcomes with commercial performance. Zilch is at an exciting stage of its journey, with strong momentum and significant opportunity ahead. This role sits at the heart of that trajectory, working closely with senior stakeholders across the business to optimise the performance of a growing and increasingly valuable customer portfolio. While this is a leadership role, it is also a hands-on one. You’ll lead a small, high-performing team, while remaining close to the detail, setting direction, guiding execution, and ensuring we are making smart, data-driven decisions across the customer lifecycle. With a high degree of ownership and visibility, this role offers a strong platform for senior development and the opportunity to play a meaningful role in shaping how Zilch manages risk, profitability, and customer growth at scale. Key responsibilities. - Own and evolve Zilch’s portfolio management strategy, balancing profitability, credit risk, customer value, and risk appetite - Define and optimise customer management frameworks across the existing book, including credit limits, pr

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Listing tracked by Sponsorly AI from Zilch's own job posting. Apply directly with the employer — Sponsorly does not process applications.